Embrace Gains & Growth
Embrace Gains and Growth is a life insurance policy where you invest a portion of your premium in funds, composed of stocks and bonds managed by experts. Embrace can help you attain your long-term financial goals, such as retirement or a college education. It can also serve as your personal health care fund and is an excellent instrument for diversifying investments.
Major Features:
- Single Pay; Peso or US dollar
- Policy Amount:
  125% of Single Premium
+ 125% Top Ups
 - 125% of Withdrawals
- Death Benefit: Policy Amount or Fund Value (Value of your investment), whichever is higher.
- You also enjoy the tax advantages of a life insurance policy.
Automatic Acceptance of the Applicant:
As long as you’re 55 years old or younger, you may automatically qualify for embrace up to a maximum of P2 million Single Premium or its US dollar equivalent. Subject to the conditions stated in the policy, there are no other pre-qualifying medical examinations. Because Pioneer cares enough to offer Automatic Acceptance of the Applicant (AAA).
What funds do we offer?
- Peso Managed Fund
- Combines the stability of bonds and growth potential of stocks
- Optimized capital growth while minimizing risk
- Suited for long-term investment goals
- Recommended investment period is 5 years or more
- Minimum Single Premium: P50,000
- Minimum Top-up Premium: P20,000
US Dollar Bond Fund
- Dollar-denominated fixed-income securities
- Optimizes growth of dollar investments
- Suited for long-term investment goals
- Recommended investment period is 5 years or more
- Minimum Single Premium: US$1,000
- Minimum Top-up Premium: US$400
Pioneer Life Inc. is one of the country’s leading life insurance companies and is a member of the Pioneer group charting over half a century of experience in serving Filipinos. With a capitalization of over three quarters of a billion pesos and assets of P2.3 Billion, we have demonstrated our capability to invest funds. Partnering with leading global Deutsche Bank AG, Manila Branch, which counts over P44.5 under management, we are able to optimize returns for our Clients.
So regardless of where you are in attaining your financial goals, in protecting yourself and what matters to you…..
Ask your Pioneer Life Financial
Adviser for details or call
+63 2 812 7777 and ask for Embrace.
